Guía docente de Economía Industrial y Bancaria (M56/56/1/46)

Curso 2025/2026
Fecha de aprobación por la Comisión Académica 04/07/2025

Master's degree

Máster Universitario en Economía / Economics

Module

Módulo III: Tercer Trimestre

Rama

Ciencias Sociales y Jurídicas

Centre responsible

International School for Postgraduate Studies

Semester

Segundo

Credits

4

Course type

Optativa

Type of teaching

Presencial

Teaching staff

  • Carlos Aller Arranz

Timetable for tutorials

Carlos Aller Arranz

Email
Tutorías anual
  • Jueves 14:30 a 15:30 (Fac. Económicas. B314)
  • Jueves 10:30 a 12:30 (Fac. Económicas. B314)
  • Viernes 10:30 a 12:30 (Fac. Económicas. B314)
  • Viernes 14:30 a 15:30 (Fac. Económicas. B314)

Brief description of content (According to official validation report)

  • The financial system: organization and institutional aspects
  • Theory of monetary policy
  • Theory of financial intermediation
  • Industrial Organization of the Banking Sector
  • The transmission channels of monetary policy
  • Applications and cases of monetary policy and banking economics

Prerequisites of recommendations

Basic knowledge on Microeconomics, Linear Algebra and Calculus.

General and specific competences

Basic competences

  • CB6. Poseer y comprender conocimientos que aporten una base u oportunidad de ser originales en desarrollo y/o aplicación de ideas, a menudo en un contexto de investigación.
  • CB7. Que los estudiantes sepan aplicar los conocimientos adquiridos y su capacidad de resolución de problemas en entornos nuevos o poco conocidos dentro de contextos más amplios (o multidisciplinares) relacionados con su área de estudio.
  • CB8. Que los estudiantes sean capaces de integrar conocimientos y enfrentarse a la complejidad de formular juicios a partir de una información que, siendo incompleta o limitada, incluya reflexiones sobre las responsabilidades sociales y éticas vinculadas a la aplicación de sus conocimientos y juicios.
  • CB9. Que los estudiantes sepan comunicar sus conclusiones y los conocimientos y razones últimas que las sustentan a públicos especializados y no especializados de un modo claro y sin ambigüedades.
  • CB10. Que los estudiantes posean las habilidades de aprendizaje que les permitan continuar estudiando de un modo que habrá de ser en gran medida autodirigido o autónomo.

General competences

  • CG01. Que al alumno obtenga capacidad de análisis y síntesis, lo cual implica ser capaz de definir, distinguir y relacionar tanto los conceptos básicos como las premisas sobre las que se construye la exposición de cualquier argumento, así como de enunciar y fundamentar su contenido de forma sintética y crítica, en el contexto ¿científico, político, económico, organizacional o del tipo que sea- en el que se presentan. 

Specific competences

  • CE01. Adquirir información bibliográfica sobre el estado actual de la investigación económica 
  • CE03. Comprender las teorías, tendencias y debates relevantes existentes 
  • CE05. Aplicar técnicas avanzadas a problemas reales 
  • CE07. Formular y contestar cuestiones de manera aplicable a la política económica 
  • CE20. Elaborar artículos científicos 
  • CE22. Presentación y defensa pública del trabajo propio 
  • CE23. Conocer las principales diferencias entre países (efectos culturales) de los valores económicos 
  • CE24. Conocer las principales diferencias entre países (efectos culturales) de los resultados económicos

Objectives (Expressed as expected learning outcomes)

As a result of successfully completing this course unit, the student will be able to:

  • Know and apply the basic concepts of Finance
  • Know the operation and transmission mechanisms of monetary policy from a theoretical and practical perspective
  • Know the institutional configuration of the financial system. Identify and develop financial intermediation models.

Detailed syllabus

Theory

  • The financial system: organization and institutional aspects
  • Theory of monetary policy
  • Theory of financial intermediation
  • Industrial Organization of the Banking Sector
  • The transmission channels of monetary policy

Practice

  • Applications and cases of monetary policy and banking economics

Bibliography

Basic reading list

  • Pindyck, Robert S. Microeconomics / Robert S. Pindyck, Daniel L. Rubinfeld. – 8th ed. p. cm. – (The Pearson series in economics). 2013
  • Freixas, X. and J.C. Rochet (2008): Microeconomics of Banking (2nd edition). MIT Press.

Complementary reading

  • The Oxford Handbook of Banking (2nd edition) Edited by Allen N. Berger, Philip Molyneux, and John O. S. Wilson
  • Motta, M. (2004): Competition Policy: Theory and Practice. Cambridge University.

Metodología docente

  • MD01 Lección magistral/expositiva 
  • MD02 Sesiones de discusión y debate 
  • MD05 Seminarios 
  • MD09 Realización de trabajos individuales 

Evaluación (instrumentos de evaluación, criterios de evaluación y porcentaje sobre la calificación final.)

Ordinary assessment session

Article 18 of the UGR Assessment Policy and Regulations establishes that the ordinary assessment session (convocatoria ordinaria) will preferably be based on the continuous assessment of students, except for those who have been granted the right to a single final assessment (evaluación única final), which is an assessment method that only takes a final exam into account.

According to the Rules of assessment and grading of the students of the University of Granada (latest modification approved by the Governing Board on 26th October 2016), the assessment of students’ academic performance will reflect public, objective and impartial criteria, and will preferably be continuous and ongoing.

With the purpose of assessing the acquisition of the contents and competencies to be developed in the subject, the following assessment procedure will be used (the weight of each item in the final grade is shown in parenthesis):

  • Final exam (50%): Final exam covering both theoretical and practical content.
  • Presentation (40%): Preparation and delivery of a presentation on a topic from the course using original material, such as new examples, exercises, or illustrations not discussed in class.
  • Other (10%): Participation as discussants during sessions, at presentations delivered by peers, attendance to seminars.

Extraordinary assessment session

Article 19 of the UGR Assessment Policy and Regulations establishes that students who have not passed a course in the ordinary assessment session (convocatoria ordinaria) will have access to an extraordinary assessment session (convocatoria extraordinaria). All students may take part in this extraordinary assessment session, regardless of whether or not they have followed continuous assessment activities. In this way, students who have not carried out continuous assessment activities will have the opportunity to obtain 100% of their mark by means of an exam and/or assignment.

In this case, the assessment will comprise:

  •  A single final exam which is worth 100% of the grade. The exam will include both theoretical and practical content. Incorrect answers will be penalized.

Single final assessment

Article 8 of the UGR Assessment Policy and Regulations establishes that students who are unable to follow continuous assessment methods due to justifiable reasons shall have recourse to a single final assessment (evaluación única final), which is an assessment method that only takes a final exam into account.

In order to opt for a single final assessment (evaluación única final), students must send a request, using the corresponding online procedure, to the coordinator of the master’s programme, in the first two weeks of the course or in the two weeks following their enrolment (if the enrolment has taken place after the classes have already begun). The coordinator will communicate this information to the relevant teaching staff members, citing and verifying the reasons why the student is unable to follow the continuous assessment system.

In this case, the assessment will comprise:

  •  A single final exam which is worth 100% of the grade. The exam will include both theoretical and practical content. Incorrect answers will be penalized.

Información adicional

INCLUSION and DIVERSITY. In the case of students with disabilities or other specific educational support needs (NEAE), the tutoring system will be adapted to these needs, following the recommendations of the inclusion area at the University of Granada. Departments and centers will establish appropriate measures to ensure that tutorials take place in accessible locations. Additionally, at the request of faculty, support can be requested from the competent unit at UGR for special methodological adaptations.

Información de interés para estudiantado con discapacidad y/o Necesidades Específicas de Apoyo Educativo (NEAE): Gestión de servicios y apoyos (https://ve.ugr.es/servicios/atencion-social/estudiantes-con-discapacidad).